Regular, Christmas Club, and Vacation Club Shares all receive a semi-annual dividend.

(See rates for more details about our savings programs.)

**	The Regular Share Account, Christmas Club Account, and Vacation Club Account
	all require a minimum deposit of $5.00 to open the account and to earn a dividend.
	This minimum balance must be maintained throughout the duration of your membership.

  

**	The Christmas Club Account can help you prepare for the Holidays.

 

**	The Vacation Club Account can be used as a second savings account or "for that much deserved
	vacation."